One of the central skills our platforms and programs teach women is financial literacy. There are many practical reasons for doing so: investing, budgeting and managing a household rely on understanding how to allocate money for different costs. However, wealth is at once both “beyond” and related to everyday expenses.
I’m going to let you in on a secret: money is worthless.
It’s a piece of paper that we, as a society, have collectively agreed upon to assign “value” to this method of exchange. It’s a construct, and why is this? One, because shells and beads won’t fit into our wallets as easily and two, because it’s linear and more efficient to just get that whole “value” thing out of the way. Only once we have agreed upon a standard of measure can we go about using it.
Still with me? I get a little loopdy-loopy sometimes and abstract thinking always means loops.
When we begin working with an applicant, I will never tell this woman that “money is a construct.” She will think I’m an idiot. The utilities company will not accept a note saying, “Enclosed please find my construct for this month’s electricity. Thanks!”
That said, building a working knowledge of how this “construct” applies toward every day expenses also allows us the opportunity to show her how she can build wealth by establishing stronger every day financial habits.
Our programs are designed to reveal how each woman aligns her values with the way she spends her money. Our process is very simple: through various assessments, we determine four things:
- WHERE she is financially, right now. No judgment, just information.
- HOW she got there. Again, judgment is immaterial.
- WHERE she wants to go financially. Savings? Retirement? Investments?
- HOW she is going to get there.
Once we determine the answers to these questions, we build a two-year plan with her input to achieve her goals. Clarity is essential to this process, and it is through clarity that wealth flows.
It’s exciting to be around people who are ready to take charge of their own lives. More important, still? You have the power achieve them – through clarity!
What do you see as blocking clarity in your life? How can you open up your vision? What would you like to learn more about? Please share your ideas and comments below!
Molly Cantrell-Kraig is a woman with drive. Possessing an innate sense of purpose and a pragmatic, solution-based approach to empowering people, she fused these two traits in order to establish Women With Drive Foundation. Based upon its founder’s personal history, Women With Drive Foundation is a means through which Cantrell-Kraig may effect change on both a micro and macro level. By providing women with something as essential as personal transportation in order to transition them from poverty to prosperity, she, through Women With Drive Foundation, seeks to empower women to help them help themselves. Through this action, the individual applicant benefits, as does society as a whole. Follow Molly on twitter as @mckra1g or @WWDr1ve (Women With Drive Foundation) or “Like” us on facebook.